first_img See all posts by Peter Stephens Simply click below to discover how you can take advantage of this. Image source: Getty Images Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Our 6 ‘Best Buys Now’ Shares Peter Stephens | Sunday, 26th January, 2020 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! No savings at 40? Here are 3 simple steps I’d take today to retire in comfort Having no retirement savings at age 40 could become an increasingly common occurrence. The high cost of living and a lack of affordability buying a house may mean it’s difficult to save for retirement.While it’s always better to start planning for retirement as early as possible as, that way, compounding can catalyse your nest egg, it really is never too late to start the process. Here are three simple steps that could be worth taking today and that may improve your chances of enjoying a comfortable retirement.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Asset allocationWhen planning for retirement, many people simply open a savings account and build a balance within it. While this is a good first step to take, it may not be as productive as investing in the stock market. Shares have historically offered a significantly higher return than cash. This is very evident at present, with the interest rates on savings accounts less than inflation and the FTSE 100 having gained around 12% in 2019.As such, it may be prudent to build up a savings balance for emergency costs, such as car and house repairs. This may, for example, be equivalent to six months of your net income. Amounts saved above that level, however, would be better off invested in the stock market, I believe. The FTSE 100’s annualised total returns of 9% since its inception in 1984 suggest that shares could boost your overall returns and help you to build a surprisingly large retirement nest egg.Tax efficiencyWhen investing in the stock market, it’s a good idea to do so tax efficiently as well. This means investing through a SIPP or a Stocks and Shares ISA is a sound move, since they offer greater tax benefits than bog-standard, online share-dealing accounts.Over the long run, those tax benefits can really add up. For example, currently you’re only able to earn £2,000 in dividends per year without paying dividend tax. As such, if you intend to use your retirement portfolio to generate a passive income in older age, investing tax-efficiently from the very start may be a highly beneficial move.Long-term focusIt’s easy to panic at age 40 when you consider you’ve no retirement savings. However, there’s still time to generate a sizeable pot from which to earn a passive income.Therefore, it makes sense to adopt a long-term view of your investments. Should they fail to generate high returns in a matter of months, for example, adopting a patient attitude to their performance may be the best course of action. The track record of the stock market shows that it’s very cyclical, and its returns are not uniform.Over the long run, though, it has the potential to generate high returns that may improve your prospects of enjoying financial freedom in retirement. “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Addresslast_img read more

first_img Residential Architecture ArchDaily United States “COPY” Year:  Nearpoint Residence / Workshop Architecture|Design “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Save this picture!© Kevin G. Smith+ 19 Share Architects: Workshop Architecture|Design Area Area of this architecture project Photographs 2009 Projects Photographs:  Kevin G. SmithText description provided by the architects. Design and Performance Save this picture!© Kevin G. SmithThe design was informed by four primary considerations:To form strong visual and spatial ties to landscape and daylight.To limit use of resources through compactness, energy efficiency, and durability.To create relationships between lifestyle, environment, and thermal performance.To optimize exterior envelope, aperture, and building systems requirements. Save this picture!© Kevin G. SmithStretched long the house creates a sequential and spatial response to the changing landscape character of the ridge. Beginning with the very near, ground-related forest understory, the spatial scale of the house expands as one moves out the ridge to engage the distant panorama before returning to the intimate adjacent landscape. Save this picture!© Kevin G. SmithGround intervention and site disruption are minimized by inserting the structure within an existing vegetative clearing and cantilevering the primary living areas off of a compact basement footprint. Save this picture!© Kevin G. SmithUse Groups are configured to optimize program specificity, social function, landscape interaction, environmental relationships, and energy performance. Save this picture!© Kevin G. SmithCollective spaces + stable long term inhabitation + big landscape connectionIndividual spaces + intermittent inhabitation + near landscape connectionPrivate spaces + intermittent / night time inhabitation + limited landscape connection Save this picture!© Kevin G. SmithThis strategy drives the spatial and resultant formal configuration of the house, enabling high performance and environmental zone control between adjacent living areas. Save this picture!© Kevin G. SmithOperability mediates issues of privacy, thermal performance, activity, sunlight, daylight, and climate at use group, building, and environment interface. Save this picture!© Kevin G. SmithSpecificity of exterior envelope, aperture, and building systems optimize interior environment conditions. Passive winter heating is achieved with a continuous south facing clerestory designed at an optimum slope and orientation for solar photovoltaic energy and solar hot water production. Radiant in-floor heating system with thermal mass concrete floors and ample natural ventilation regulate a temperate environment throughout the year. Save this picture!© Kevin G. SmithMaterials selected for performance. Standing-seam metal cladding wraps the building’s exterior walls and roof. Fireproof and durable, it provides a protective shell. Within this shell, softer woods of fir and cedar, like a fleece pullover, wrap the surfaces of human contact. Finished in either white or ebony semi-transparent stains, these soft woods seek to be both abstract and materially expressive. Bamboo casework and blackened steel accents compliment the environmentally honest palate. Save this picture!© Kevin G. SmithUnique Properties Of The NorthBig sliding doorsThe house is transformable. Save this picture!© Kevin G. SmithIt is organized into different types of spaces that require similar thermal performance, social function, and landscape/environment relationships.These smaller “use groups” allow for high performing environmental control. Save this picture!© Kevin G. SmithTo optimize the thermal performance, big sliding doors allow each thermal use group to be either connected or isolated from the others. Save this picture!© Kevin G. SmithA winter house Save this picture!PlanOn the exterior, cool gray metal siding with a warm white wood. This is a considered material palette for the snowy long winters. Save this picture!SectionsOn the interior, warm rich woods as surfaces of contact.Selected materials with textures that catch the low sun angles. Save this picture!ModelSeasonal change | daily change Save this picture!ModelThe planning of the house recognizes the temporal aspects of inhabitation and provides a variety of idealized spaces that respond to the extreme seasonal change of the North, as well as the daily change of family life. Primarily, the south deck and the western living space with the adjacent covered deck seek to bridge these swings by providing for distinctly winter/daytime spaces as well as summer/evening spaces, respectively. Save this picture!ModelSun and view….polar opposites Views are primarily to the north, the sun to the south. The design lifts the roof of the collective spaces to create a south facing clerestory. This design move provides year round sunlight into the main living space and a skyview of Near Point, a local mountain ridge just above the house. Roof slope is aligned for optimal solar exposure and photovoltaic and solar hot water panel arrays. Shelter As an intense environment, the north, at times, commands inner thought, reflection, and calmness. Coupled with the clients demanding professional responsibilities and active lifestyle a variety of spaces needed to respond accordingly. With large social functions and everyday use the public realm of the house lives big. Refuge and security can be found in adjacent closed spaces, such as the tatami room, a very specific meditative space with strong ties to the landscape.Project gallerySee allShow lessUpdate: Paysages en Exil / Nicolas Dorval-Bory + Raphaël BétillonArticlesTraveltime International Workshop in TurkeyArticlesProject locationAddress:Anchorage, AK, USALocation to be used only as a reference. It could indicate city/country but not exact address. Share Area:  2900 ft² Year Completion year of this architecture project CopyResidential Architecture•Anchorage, United States ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Nearpoint Residence / Workshop Architecture|DesignSave this projectSaveNearpoint Residence / Workshop Architecture|Design CopyAbout this officeWorkshop Architecture|DesignOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureWoodAnchorageHousesUnited StatesPublished on July 25, 2010Cite: “Nearpoint Residence / Workshop Architecture|Design” 25 Jul 2010. ArchDaily. Accessed 12 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPanels / Prefabricated AssembliesTechnowoodGRP Siding Façade SystemGlassMitrexSolar PanelsMetal PanelsAurubisCopper Alloy: Nordic BrassWoodParklex International S.L.Wood cladding – FacadeSignage / Display SystemsGoppionDisplay Case – Qd-ClassSkylightsLAMILUXGlass Skylight FE PassivhausStonesCosentinoDekton Surfaces – Cap Ferrat BuildingStonesNeolithSintered Stone – Strata Argentum – Classtone CollectionAcousticSchöckStaircase Insulation – Tronsole®CeramicsTerrealCustom Shape Terracotta CladdingSeatingInterstuhlPillows – HUBPartitionsBuzzispacePrivacy Booth – BuzziRingMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

first_img Year:  ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Projects Sweden Photographs ArchDaily 2013 Holiday House Vindö / Max HolstSave this projectSaveHoliday House Vindö / Max Holst Architects: Max Holst Year Completion year of this architecture project Houses Holiday House Vindö / Max Holstcenter_img “COPY” Save this picture!© Hannes Söderlund+ 20 Share Year:  ShareFacebookTwitterPinterestWhatsappMailOr Clipboard CopyHouses•Sweden photographs:  Hannes SöderlundPhotographs:  Hannes SöderlundText description provided by the architects. The site is located on Vindö, an island in the Stockholm archipelago, Sweden. Uponfirst glance the site appears a fairly typical archipelago plot with granite out crops, pine trees and blueberry bushes but soon reveals it’s unusual dramatic topography presenting an exciting opportunity to the architect Max Holst as well as for the developer Strömma Projekt AB Save this picture!© Hannes SöderlundThe building stands on a ridge bordering a 10 m deep drop into a gorge. In which a number of magnificent trees, mostly pine but also some hard wood grow.On the sheltered terrace and in the house one finds the tops of these trees at eyelevel. The orientation of the ridge dictates the building’s formand the spatial subdivisions and the spatial emphasis is on the large living, dining and kitchen space, which leads onto to a large sheltered terrace towards south/east. Children’s bedrooms are of a modest scale with a master bedroom located to the East. Asa buffer between theliving and sleeping areas, a bathroom andis located. The hallway acts as a spacious playroom to the neighboring the children’s rooms.Save this picture!© Hannes Söderlund The material palette is simple and essentially rooted in local building traditions.Tectonically, the house is composed on black concrete plinths and exposed timber rafters highlight the repetition of a 120mm module on which the construction is based. The only set back from this strict systematization occurs in the bathroom where the room is simply not suited for these measurements.Room dimensions fell easily into place, becoming an exercise in creating dynamic spaces with a constant connection to the sky and surrounding forest, all within this framework.Save this picture!Floor PlanProject gallerySee allShow lessNew Shelter in Ruavieja / Sergio RojoSelected ProjectsTall Tinder: Are Wooden Skyscrapers Really Fire Safe?Articles Share 2013 “COPY” CopyAbout this officeMax HolstOfficeFollowProductsWoodSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesSwedenPublished on March 11, 2014Cite: “Holiday House Vindö / Max Holst” 11 Mar 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogMetal PanelsAurubisCopper Alloy: Nordic BrassCompositesMitrexPhotovoltaic Solar Cladding – BIPV CladdingPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemArmchairsUniForArmchair – ParigiLouvers / ShuttersBruagShading Screens – Perforated Facade PanelsAluminium CompositesSculptformAluminium Façade BladesCultural / PatrimonialIsland Exterior FabricatorsSeptember 11th Memorial Museum Envelope SystemWire MeshJakobWebnet in a Gymnasium in GurmelsDoorsLinvisibileLinvisibile Pocket Door | MareaPaintKEIMMineral Paint for Concrete – KEIM Concretal®-WLouversReynaers AluminiumSolar ShadingHandlesFormaniFitting Collection – ARCMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

first_img TAGS  Twitter Previous articleAppSec Market Leader Veracode Continues Strong Growth and Business MomentumNext article5 ways to get winter ‘lit’ Digital AIM Web Support Pinterest By Digital AIM Web Support – February 4, 2021 Facebook Pinterest Local NewsBusinesscenter_img Facebook Twitter WhatsApp SAN DIEGO, Feb. 4, 2021 /PRNewswire/ — Evofem Biosciences, Inc., (NASDAQ: EVFM) and NCODA (National Community Oncology Dispensing Association, Inc.), a premier educational platform for community and academic oncology practices nationwide, are launching a collaboration to positively impact the quality of life for female patients living with, fighting and recovering from cancer by raising awareness about the importance and availability of a new non-hormonal birth control method, Phexxi® (lactic acid, citric acid and potassium bitartrate). Evofem and NCODA will work together to develop and share resources and educational information for the medically-integrated oncology pharmacy team to help support their female cancer patients in deciding which contraceptive option best meets each woman’s unique, individual needs. The collaboration kicks off today – World Cancer Day. Every year in the United States, more than 800,000 new cases of cancer are reported among women.1 Many cancer treatment protocols require female patients of reproductive age to use birth control while undergoing treatment. Until the introduction of Phexxi in September 2020, non-hormonal prescription contraception options were starkly limited; previously, women were generally steered toward condoms or the copper IUD, a prescription medical device that is implanted in the uterus where it releases copper ions and causes inflammation. “Women who are being or who have previously been treated for hormone-sensitive cancers should not use hormonal birth control because it may stimulate the growth of tumor cells,” said Gury Doshi, M.D., Texas Oncology. “Non-hormonal birth control is the best option for these women, and it is important that each woman and her medical team evaluate and determine which of the two available hormone-free prescription contraceptives, a surgically implanted device or an on-demand vaginal pH modulator gel, is best for her.” “As a survivor of Stage III breast-cancer, this collaboration with NCODA is extremely important to me and to the entire Evofem team,” said Saundra Pelletier, CEO of Evofem Biosciences. “I understand firsthand the extraordinary suffering – physical, mental, psychological and sexual – that women face during and after cancer treatment. We look forward to working with NCODA to support female cancer patients by ensuring they and their oncology teams, including physicians, nurses, pharmacists and other healthcare providers, are aware that there is now, finally, an FDA-approved, non-invasive, hormone-free contraceptive available: Phexxi.” “Our passion is for patients. Supporting the coordination and continuity of care while positively impacting the clinical outcomes and quality of life for cancer patients is paramount to our mission. Evofem has developed an innovation that will benefit female cancer patients during and long after their treatment ends. We look forward to building awareness of what we are confident will be a welcome addition to their treatment care plan,” says Michael J. Reff, NCODA Founder & Executive Director. NCODA will develop a Positive Quality Intervention (PQI) in connection with Phexxi. PQIs are part of the NCODA Quality Standards. These resources are designed to operationalize and standardize practices to achieve positive outcomes for patients. The resource will educate oncologists and other members of the medically-integrated oncology pharmacy team who are involved in the care of oncology patients who may be prescribed Phexxi. Phexxi is the first and only FDA-approved, non-hormonal contraceptive vaginal gel. It is designed to be used immediately before or up to an hour before intercourse. It was approved in May 2020 and is now available in the U.S. by prescription. Phexxi works to maintain vaginal pH, which reduces sperm mobility, lowering the chance of sperm reaching the egg, and is the first non-hormonal contraceptive method created for women in decades. About NCODA The National Community Oncology Dispensing Association (NCODA) seeks to empower the medically-integrated oncology team to deliver positive, patient-centered outcomes by providing leadership, expertise, quality standards and best practices. NCODA is addressing the growing need for MIP cancer clinics to improve operations at the pharmacy level in order to deliver quality and sustainable value to all stakeholders involved in the care of cancer patients receiving oral therapy. NCODA brings value to practices through adoption of quality standards, sharing of best practices and improving financial viability. For more information about NCODA, visit About Evofem Biosciences Evofem Biosciences, Inc., (NASDAQ: EVFM) is a commercial-stage biopharmaceutical company committed to developing and commercializing innovative products to address unmet needs in women’s sexual and reproductive health, including hormone-free, woman-controlled contraception and protection from certain sexually transmitted infections (STIs). The Company’s first commercial product, Phexxi® (lactic acid, citric acid and potassium bitartrate), is the first and only hormone-free, prescription vaginal gel approved in the United States for the prevention of pregnancy. The Company’s lead product candidate, EVO100, is being evaluated for the prevention of urogenital Chlamydia trachomatis and Neisseria gonorrhoeae infection in women in the ongoing Phase 3 clinical trial, ‘ EVOGUARD.’ For more information, please visit Phexxi® is a registered trademark of Evofem Biosciences, Inc. About PHEXXI® Phexxi® is an on-demand method of birth control used to prevent pregnancy. Phexxi® is not effective when used after sex. IMPORTANT SAFETY INFORMATION If you have had a history of repeated urinary tract infections or other urinary tract problems, avoid Phexxi®.The most common side effects were vaginal burning, vaginal itching, vaginal yeast infection, urinary tract infection, vaginal area discomfort, bacterial vaginosis, vaginal discharge, genital discomfort (including male partners), and pain while urinating.Phexxi® does not protect against any sexually transmitted infections, including HIV.Contact your healthcare provider if you are experiencing severe genital irritation or discomfort or urinary tract symptoms. For more information about Phexxi®, talk to your healthcare provider and see full Product Information. Please report side effects by contacting Evofem Biosciences® toll-free at 1-833-EVFMBIO or contact FDA at 1-800-FDA-1088 or Forward Looking Statements This press release includes “forward-looking statements,” within the meaning of the safe harbor for forward-looking statements provided by Section 21E of the Securities Exchange Act of 1934, as amended; and the Private Securities Litigation Reform Act of 1995. Various factors could cause actual results to differ materially from those discussed or implied in the forward-looking statements, and you are cautioned not to place undue reliance on these forward-looking statements, which are current only as of the date of this press release. Each of these forward-looking statements involves risks and uncertainties. Important factors that could cause actual results to differ materially from those discussed or implied in the forward-looking statements, or that could impair the value of Evofem Biosciences’ assets and business, are disclosed in Evofem’s SEC filings, including its Annual Report on Form 10-K for the year ended December 31, 2019 filed with the SEC on March 12, 2020, its Current Report on Form 8-K filed with the SEC on June 2, 2020, and its Quarterly Report on Form 10-Q for the quarter ended September 30, 2020 filed with the SEC on November 9, 2020. All forward-looking statements are expressly qualified in their entirety by such factors. Evofem does not undertake any duty to update any forward-looking statement except as required by law. References U.S. Cancer Statistics: Highlights from 2017 Incidence. U.S. Cancer Statistics Data Briefs, No. 17, June 2020. Investor Relations Contact Amy Raskopf Evofem Biosciences, Inc. [email protected] Mobile: (917) 673-5775 Media Contact Bonnie Efird Capwell Communications, Inc. [email protected] Mobile: (704) 806-5119 View original content to download multimedia: SOURCE Evofem Biosciences, Inc. WhatsApp Evofem Biosciences and NCODA Announce Collaboration to Educate Oncology Community about Phexxi®, A Non-Hormonal Birth Control Option for Women with Cancerlast_img read more

first_img Pinterest Local News By Digital AIM Web Support – February 24, 2021 WhatsApp Facebook Previous articleOAT060719 Texas Tech OSU 05Next articleRetailers Embrace AI Tech for Improved Customer Experience Digital AIM Web Support TAGS  Twittercenter_img Twitter Incoming sixth graders use laptop computers in AVID teacher Marcela Macias’ classroom. For a school that was once on the verge of closure or takeover by the state, the future is looking brighter for Ector College Prep Success Academy after its first year. Reading and math scores are up for students who went from seventh to eighth grade, attendance has consistently been at 97 percent and the campus culture has improved. Ector County Independent School District has eight campuses on improvement required status under state accountability standards. Ector Middle School was in its fifth year last year and if the campus didn’t come off the list it would have faced closure or the Texas Education Commissioner would have appointed a board of managers over the whole district. Ector was one Partnering with CEO/Superintendent Robert Bleisch’s Ector Success Academy Network was a way to stay sanctions from the Texas Education Agency against the middle school for two years. The principal is Charles Quintela. The partnership between the nonprofit and ECISD could potentially last for 10 years. The campus emphasizes course performance, attendance and behavior, bolstered by interventions, incentives and enrichments. Bleisch said attendance was a non-negotiable requirement. When he proposed the in-district charter school to parents, he said they were going to have high expectations, extend the school day and allow time for teachers to collaborate and plan. They have also created extended class times, homework centers, interventions and mandated high expectations. “Monitoring and direct targeting was a catalyst for school change. We learn every year we’re in the business. This year, I saw something different. It’s pretty remarkable to have a high attendance rate when our true system targeting that issue really didn’t get installed until January of February. That’s a testament to the work and the teachers engaging kids,” Bleisch said. Principal Charles Quintela said Saturday school didn’t get going until after spring break in March. Quintela said Ector just got its second administration of the reading and math STAAR test back for eighth grade. Looking at students who were in seventh grade last year and are now in eighth grade, Quintela said reading scores rose from 47 percent last year to 70 percent this year, which means they grew 23 percentage points, “which is huge — huge for us.” Math scores for seventh graders last year were 53 percent and those students, who are now eighth graders, scored 63 percent this year, a 10 percentage point difference, Quintela said. “When you peel the onion back behind that, you’re going to see there’s a lot of things that went on during the school year. Many times people think kids need direct instruction on reading, but the approach we took we created an extended school environment. We bought all the laptops. We spent a lot of money on a program that monitors kids’ reading, so the argument we made (is) if we can get kids practicing reading, that’s equally — or more important — than actually instructing them in reading. I’m generalizing because there are always some kids that need direct phonics instruction,” Bleisch said. “Our argument was laid out at the beginning of the year. This is evidence that kids are better are getting out of reading than adults are at getting them to read. You can split that somehow if you can find a way to get kids to read and not rely on parents because that variable we can’t control. We can control what happens in the school day. We can’t control what happens outside of school,” Bleisch added. “If you truly want to have growth, you have to create an environment that monitors their reading on campus and does not take away from direct instruction. …,” he said. If students don’t read two to four articles a week at 70 percent accuracy, or better, they’re required to attend Saturday school, Bleisch said. Students who don’t attend Saturday school face consequences on Mondays and Tuesdays, he said. “If we don’t get kids reading, they’re not going to go to college. It’s one of those things you must find a way to crack that code. There are still some things we need to adjust. We’re not where we need to be, but you see the results already, quickly, and that’s pretty surprising because I thought it would take a little longer,” Bleisch added. Bleisch said whether the partnership with ECISD will continue after next school year has not yet been determined. There is a new superintendent, Scott Muri, starting July 1, and if he and board members like what they see, they will find a way to continue the arrangement. Since the school started under the partnership, there have been several changes to top administration and one change on the school board with Tammy Hawkins taking the place of Ray Beaty, who didn’t run for reelection. Bleisch said they have not yet met with Muri. They wanted to give it some time and see if context on Ector’s existence could be provided, which he said has a lot to do with the relationship going forward. “If we’re a solution, then the perspective is positive and if we’re seen as a thorn, as something that was inherited and they just have to tolerate, then we’re seen as a problem. Hopefully, (in) this relationship they’ll see us as an answer … and maybe a hub of innovation. Let us try things. We’re trying all kinds of things and many of them are working; most of them are working; that really is a positive to the district because they don’t have to take the chances and the risks. We take the chances and the risks, and if it works gosh, they can do (it to) scale. We could be seen easily in this district as a solution,” Bleisch said. However, he noted that the steps are nuanced. “My only concern is if you do things and you don’t understand the nuance, then the minute you run into a road block there’s a tendency to say, well it’s not possible with these kids at these schools because of this roadblock … instead of knowing how to get around certain things. That would be my only concern. … I know that leadership team wants change. They’re embracing new ideas, so that’s exciting to see that happen,” Bleisch said. He added that Quintela has met with newly installed Bonham Middle School Principal Mitch Gerig, who was associate principal at Ector. Bleisch said the schools can share ideas and learn from each other. “We’re excited about that. That’s really open to anyone else who feels we can learn from each other,” Bleisch said. From his perspective, Quintela said he couldn’t go back to any other type of system. “Bobby could have come in and put the team together he wanted. Historically, what we do is we change personnel. We don’t change practices, or processes, or programs. We try to embed more, or add to, but Bobby trusted us. That’s bigger than anything because when you’re a new principal, or superintendent, you clean house. That’s probably the first thing people do. But to be able to work with (an) already living, breathing team that’s already established, that’s the hard work,” Quintela said. Future looks brighter for Ector after first year Pinterest Facebook WhatsApplast_img read more

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Harvard: Affordability and Homeownership Back on Track Servicers Navigate the Post-Pandemic World 2 days ago Share Save in Daily Dose, Featured, Market Studies, News Household growth has returned to a normal pace, according to the State of the Nation’s Housing report from the Joint Center for Housing Studies of Harvard University. The study found that the economy is “finally back on track” after the weak household growth and sluggish construction recovery following the Recession.Household growth picked up to 1.2 million a year in 2016–2018, but new construction was still depressed relative to demand, with additions to supply just keeping pace with the number of new households. Homeownership is picking up as well, as the the US homeownership rate edged up in both 2017 and 2018, to 64.4%. According to the study, this translates into a 1.6 million jump in the number of homeownersNationally, affordability has picked up, but depending on the market, some potential homeowners may find that the price-to-income ratio is near peak levels. Price-to-income ratios are highest on the West Coast, where many metroes experience DTIs of 6.0 or higher.  Additionally, a rise in interest rates and home prices plus a tightening of credit, on top of the limited supply of entry-level housing, could put homeownership out of reach for many more households. The rental market, meanwhile, is on solid footing. According to the study, all rents rose at a 3.6% annual rate in early 2019, or twice the pace of overall inflation. Most of the declines were at the single-family rental level, and Harvard’s study notes that  even if homeownership rates continue to increase, low vacancy rates and shifts in the existing stock are likely to prevent a significant softening of rental markets.“In fact, weaker overall rental demand could help to ease conditions at the low end,” the study says. “With most new construction targeting the high end of the market, there has been some potential for excess supply to filter down to lower rent levels.” Home / Daily Dose / Harvard: Affordability and Homeownership Back on Track Affordability Economy HOUSING 2019-06-26 Seth Welborn Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Counsel’s Corner: Trends and Challenges in Bankruptcy Next: Stanford University Offers $3.4B to Affordable Housing  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Subscribecenter_img About Author: Seth Welborn Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago June 26, 2019 1,010 Views Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Tagged with: Affordability Economy HOUSING The Best Markets For Residential Property Investors 2 days agolast_img read more

first_imgColumnsDesperate Need To Inject Professionalism Into Domestic Arbitrations Aaditya Vijaykumar24 Jun 2020 8:40 AMShare This – xIndia has often wondered why it is not the hub of arbitration and has brought about multiple amendments to meet this aspirational target. However, part of the problem is not only the law, which is being addressed by amendments, but is also the lack of professionalism by every single person who is participating in the process. This lack of professionalism, which makes the process…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginIndia has often wondered why it is not the hub of arbitration and has brought about multiple amendments to meet this aspirational target. However, part of the problem is not only the law, which is being addressed by amendments, but is also the lack of professionalism by every single person who is participating in the process. This lack of professionalism, which makes the process cumbersome and time consuming, leads to disillusionment for the litigant and sends the wrong signal internationally. Litigants are thus reluctant to choose India as the seat of arbitration. This practice has to change to mirror internationally accepted practices and to make arbitration a lot more effective and efficient. The mechanism sought to be adopted in a domestic arbitration: An arbitration generally begins with a dispute between two or more parties. This dispute eventually leads parties to a negotiation as per the arbitration agreement and if negotiations do not make any headway, a party to an arbitration agreement accordingly sends a notice for invocation[1]. Consequently the parties appoint arbitrators either mutually or with the assistance of the High Court[2] or in the case of a 3 member tribunal, by nominating their respective arbitrators, who then appoint a third arbitrator. Upon the constitution of the Tribunal, in the case of an ad-hoc arbitration, in the first hearing, timelines are decided by the parties to file the statement of claim, the statement of defence, the counter claim, the respective rejoinders[3] and the affidavit of admission and denial. On the basis of the pleadings and the affidavit of admission and denial, a date is fixed for framing of issues. If an application for challenging the jurisdiction of the Tribunal[4] is not filed (which is to be heard preliminarily), on the date agreed to by the parties, issues are framed and the parties can elect whether to lead evidence solely on documents or whether oral evidence with cross examination to follow[5]. Once such an agreement is reached, evidence is led followed by cross-examination. At times, multiple dates are given for this purpose. After this stage, the matter is listed for arguments and for consequent orders/award[6]. Problems faced presently in domestic arbitrations: The mechanism set up above looks particularly simple and thus, on first blush, it seems that the timeline to complete the process of arbitration is easily achievable within a period of 1 year. However, this is never the case. The first problem that one experiences is that the time line for completion of pleadings is seldom complied by the parties. The attitude is that the Tribunal would grant an extension, if the either party overshoots the deadline. This attitude stems from the fact that the Tribunal is required to grant “full opportunity” to a party “to present his case”.[7] It is not understood by the parties that overshooting the deadline implies that the entire set of agreed timeline go completely awry. The second problem is that once pleadings are filed, a flurry of applications follows including applications for discovery and production. Thus, until the issue of production is decided, the proceedings cannot go on. Hence, on the agreed dates of hearing for framing of issues, parties dilate on either the aspect of filing further pleadings, because they have overshot timelines, or on the issue of production and discovery of documents. This is then followed by a request to file a reply to the application for production and a fresh set of dates are fixed for the purposes of adjudication of the application. Thus, the agreed dates for framing of issues and evidence get derailed. Assuming that the application for production is allowed, after detailed hearing, and production is directed, a date is fixed for filing the documents ordered to be produced. Once again, timelines are not complied by and extension is sought as a matter of right. By this time, the originally agreed timelines undergo a complete sea change. There are also instances where parties file applications for interim relief, either before or after filing the pleadings. This is not factored into the agreed timelines between the parties. Adjudication of this application for interim relief, sometimes over multiple hearings, lead to the Tribunal fixing a fresh set of dates. Once the pleadings and filing of affidavits of admission and denial are complied by, a date is fixed, with the consent of the parties for framing of issues. After framing of issues, the parties agree to a fresh set of timelines, which are convenient to all concerned. Though multiple dates are given for evidence, owing to the busy schedule of the lawyers and arbitrators, these dates are sometimes given after several months. On the agreed date of hearing unfortunately, the witnesses are not available, at times, lawyers are not completely ready with cross examination, arbitrators reframe questions sought to be put to witnesses by the counsels and the questions take time to be typed out contemporaneously by the stenographer, engaged for the purposes of evidence. Resultantly, time is wasted and the dates fixed for evidence are overshot and a fresh set of dates are given. The Tribunal thus takes several months to reconvene (and in case of a 3 member Tribunal it takes longer) and the same issue is faced with further cross-examination. Similar is the issue with final arguments. Though convenience volumes are filed, final arguments take particularly long to conclude as the counsel for either party labours through the volume filed for convenience, reading each and every document which can and ought to be avoided. Finally, after hearing the parties at length and receiving written submissions, after a period of 2-6 months, awards are pronounced. Imperfect recollection of arguments coupled with significant lapse of time and other issues result in errors on facts. Each of the above factors, whether individually or cumulatively, result in fundamental blunders on facts, which would and should have been otherwise avoided. All of the above issues are explained to the litigant with a shrug of the shoulders and with an explanation that atleast some headway is made. The ramification of each of the above is that multiple extensions have to be sought, which arrogates against the fundamental reason why the provision for timelines was introduced in the first place. Internationally accepted efficient practices should be adopted: At the time of invocation of arbitration, each party knows and/or is cognizant of their respective cases, the strength of their cases and the issues would they would be confronted with. Accordingly, after appointment of the arbitrator, instead of waiting for framing issues after filing of pleadings, issues could be framed at the stage of first hearing. The pleadings of the respective parties thus could be tailored to suit these issues, giving greater clarity to the parties and the arbitrator of the respective cases. Secondly, the parties could be informed, in advance, that they could agree to non derogable timelines amongst themselves, subject to predetermined costs, and time could be given to the parties to agree on these timelines. Heavy costs would deter parties from wavering from agreed timelines. In case of an institutional arbitration, a fixed format ought to be adopted to ensure this. If there are any points of disagreement between the parties, the same could be ruled upon by the Tribunal, if at all, whether in a physical hearing or video conference or a telephone conversation. Accordingly, the parties, who are in the best position to assess their case, could agree on elaborate timelines, including timelines for pleadings, production, objection to productions, filing of witness statements and evidence etc. After evidence is filed, the matter could be fixed purely for either arguments on jurisdiction, arguments on production and/or for the purposes of cross-examination and final arguments. This would ensure that the respective lawyers and arbitrators would be available during those particular dates, for arguments and cross examination, and would not fix alternative engagements or court dates on the said dates. The Tribunal could pass detailed directions of the manner in which the Tribunal expects the filing of the pleadings, evidence and expert reports, including the manner in which exhibits and documents are to be marked. This could be done to ensure uniformity of filing, across board. Similarly, parties could agree to request for production in a certain manner or by way of a certain tabulation such as the Redfern schedule etc rather than filing an application for discovery. In the same schedule, the parties could also address their objections, which would allow the Tribunal to go through a limited set of documents while adjudicating on this issue. A specified date could be fixed for hearing of the objections on the schedule and for production. Similarly, timelines could be agreed to even for the purposes of orders on production and final orders after hearing. This would ensure that the litigant would be in a position to see the end of the tunnel in so far as the arbitration is concerned. For the purposes of the hearing, specific time slots could be provided for cross-examination of the witnesses of each party and for final arguments. Time slots would ensure that parties identify the topic for cross-examination and the cross-examination would be more focused. Assuming that there is a spill over, the parties ought to be informed that the spill over would be subject to their own risk and peril and would imply that they would have a truncated final hearing. Such a clear direction would ensure that the parties clearly think through the process of the amount of time required for cross-examination and final arguments (at the initial stage itself) and would consequently comply by timelines. Further, instead of typing out the cross examination, an audio recording could be made of the examination in chief and cross-examination and could be given to either party, with a direction to file the respective transcript after cross-examination. This would save significant time, effort and money. Conclusion: Each of the above measures would ensure efficiency, adherence to the one year or the one and a half year time schedule set out in Section 29 A of the Arbitration and Conciliation Act, 1996 and would also ensure that the civil courts are not burdened with petitions for extension of time. After all, this is the intendment of the Legislature as well. Further, professionalism in arbitration and the need to accept and implement accepted international practices really needs to become the norm rather than being the exception to the rule. This would prepare everyone to seamlessly transition into doing or carrying on international arbitrations rather than grappling with issues, alien to them, during the process of international arbitration. Adopting these principles would also send a strong signal to the international community that India can be made the hub of arbitration. Views are personal only. [1] Section 21 of the Arbitration and Conciliation Act, 1996; [2] Section 11 of the Arbitration and Conciliation Act, 1996; [3] Section 23 of the Arbitration and Conciliation Act, 1996; [4] Section 16 of the Arbitration and Conciliation Act, 1996; [5] Section 24 of the Arbitration and Conciliation Act, 1996; [6] Section 29 read with Section 31 of the Arbitration and Conciliation Act, 1996; [7] Section 18 of the Arbitration and Conciliation Act, 1996 Next Storylast_img read more

first_imgLatest Stories Pike County Sheriff’s Office offering community child ID kits Plans underway for historic Pike County celebration Print Article Sponsored Content The College Senior Complex will host its annual Veterans’ Day Breakfast at 8 a.m. Friday at the complex on East Elm Street in Troy.Catherine Jordan, complex director, said all veterans and their families are invited to attend.“The Veterans’ Breakfast is one small way that we can show the community’s appreciation to our veterans for their service, their commitment to keeping America safe and for making it possible for us to enjoy the many freedoms that we have. We wish we could do more to show our appreciation. We can never say thank you enough to our veterans.” Book Nook to reopen Published 3:00 am Tuesday, November 8, 2016 Email the author By The Penny Hoarder Next UpThe Veterans Day Breakfast is also an opportunity for Pike County area veterans to get together for a time of fellowship and reflection.“We encourage our veterans to come around 7:30 Friday morning and we’ll have a pot of coffee on so they can enjoy the company of each other,” Jordan said. “It will be an informal time of fellowship. And, those who want to stay and visit after the program are welcome to do so. This time will be all for them.”Maj. Gen. Walter Givhan, USAF Retired, will be the featured speaker at the Veterans’ Day Breakfast. Givhan is the Senior Vice Chancellor, Advancement and Economic Development at Troy University.center_img Remember America’s heroes on Memorial Day Colley Complex hosts Veterans breakfast Friday “We are honored to have Major General Givhan as our keynote speaker,” Jordan said. “I’m sure he will speak to the heart of our veterans. I’m sure he will have words of meaning for all of us.”Givhan served as vice commander of the Air University in Montgomery. With the exception of the Air Force Academy, Givhan oversaw all of the Air Force’s higher education, including the Community College of the Air Force, which is the world’s largest community college system.”Givhan also served as Deputy Assistant Secretary of State in charge of U.S. global assistance programs and as Commandant of the Air Force Institute of Technology in Dayton, Ohio, which is the Air Force’s largest graduate school of engineering and management. Givhan is a native of Safford. He earned a master’s degree from Troy University. Randy Ross, Veterans Service Officer, Department of Veterans Affairs, will be the emcee for the event. Posting of the colors will be by the Charles Henderson High School JROTC. Girl Scout Troop No. 9084 will lead the Pledge of Allegiance. Penny Hoarder Issues “Urgent” Alert: 6 Companies Are… Troy falls to No. 13 Clemson The Invocation will be by Rev. Willie Henderson, associate pastor, First Missionary Baptist Church. Special music for the program will be presented by Shelia Jackson, Troy tourism and public relations director. You Might Like Green Hills invites public to ‘Green Light A Vet’ To say that Benny Pinckard advocates for veterans is an understatement. The owner of Green Hills Funeral Home served six… read more By Jaine Treadwell Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthBet You’re Pretty Curious About Jaden’s Net Worth Right About Now, HuhBradofoThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

first_imgDNY59/iStock(NEW YORK) — A program designed to help curb homelessness in New York City has turned Newark, New Jersey, and surrounding areas into a dumping ground for needy families, according to a new lawsuit.People who had been in shelters are being placed in uninhabitable or illegal apartments, some with no heat or electricity, some with crumbling ceilings and floors, the suit, filed at the behest of Newark Mayor Ras Baraka, alleges.The suit, filed on Monday in U.S. District Court in New Jersey, accused New York City Mayor Bill de Blasio and Steven Banks, commissioner of the city’s Department of Homeless Services, of orchestrating an “ill-conceived, surreptitious” program that’s become a public nuisance.The lawsuit contends New York’s Special One-Time Assistance program, or SOTA, has “unlawfully coerced” people into leaving the city’s shelters for dilapidated, rodent-invested housing in neighboring communities.Under SOTA, launched by the de Blasio administration in August 2017, the city offers families that have been in shelters for at least 90 days housing subsidies for up to a year as long as the heads of households work and earn income for future rental payments.But participants of the program have said the subsidies are not enough for them to live in New York, so they’re being shipped to more affordable communities, where they’re virtually abandoned in substandard housing, according to the lawsuit.While the program requires New York’s Department of Homeless Services to conduct walk-throughs of apartments before placing people in them, the lawsuit contends that’s rarely happened.“Defendants have caused a public nuisance that has significantly harmed any considerable number of Newark’s residents and the State of New Jersey residents,” reads the lawsuit.Newark leaders, who have outlawed SOTA in the city, claim 2,200 families have been placed in 62 New Jersey towns, including 1,198 in Newark.“New York has continued to send people despite us having several discussions about our problems with their program,” Newark’s corporation counsel, Kenyatta Stewart, told the Newark Star-Ledger. “We need to get a judge involved so they can stop shipping people to Newark.”Elizabeth, New Jersey, Mayor J. Christian Bollwage said in a statement Tuesday afternoon it was “strongly considering going forward in joining Newark” in a possible class-action lawsuit.Avery Cohen, de Blasio’s deputy press secretary, blasted the lawsuit in a statement to ABC News on Tuesday.“In the face of a regional housing crisis, the City of Newark has inexplicably taken a page from the Trump playbook, building a wall to single out and prevent families from seeking housing where they want to live,” Cohen’s statement reads. “This is wrong, hypocritical, and amounts to nothing short of income-based discrimination. We will continue to fight to ensure that families have the right to seek stable and safe housing.”Sha-Kira Jones, one of several SOTA program participants named in the lawsuit, said she never wanted to live in New Jersey. She said she felt pressured to move there after living in a shelter for 10 months with her two young children while pregnant at the time, according to the lawsuit. They ended up in a Newark apartment, where the electricity stopped working and all the food in her refrigerator spoiled.She claims complaints to her landlord were ignored, and New York City officials refused to intervene, according to the suit. She eventually learned she was living in an illegally converted apartment.Another SOTA recipient — whose name was not included in the lawsuit because the individual was “fearful of future reprisal by the Defendants” — claimed in the lawsuit that her apartment was rodent- and roach-infested, the bathroom ceiling collapsed and that the heater never worked.She said she was forced to leave the apartment when Newark city officials told her the building was being condemned.Loreal Bell, another SOTA recipient, said she was moved into an apartment in Newark that was mice-infested, had faulty wiring and no heat, according to the suit. She claimed that when she complained to officials at the New York Department of Homeless Services, she was told to contact Newark officials.“Ms. Bell,” according to the lawsuit, “feels like she was ‘dumped here and is now a Newark problem.’”Copyright © 2019, ABC Audio. All rights reserved.last_img read more

first_imgABC NewsBy MAX GOLEMBO, ABC News(NEW YORK) — The South is bracing for a severe weather outbreak, including some of the same areas that got hit with tornadoes last week.Those areas could see more long-track, strong tornadoes in the next 48 hours.The new storm will move out of the Rockies and into the South with more severe weather over the next few days.Later Wednesday, damaging winds, large hail and a few tornadoes will be possible from Dallas into Little Rock, Arkansas, and south to northern Louisiana.This storm system will move east into the Tennessee River Valley and the Deep South by Thursday, with a significant tornado threat from Memphis, Tennessee, to Birmingham, Alabama, and down to Jackson, Mississippi.The National Oceanic and Atmospheric Administration’s Storm Prediction Center is warning that tornadoes on Thursday could be long-track and strong.With these storms moving over the same areas already hit, they could produce more flash flooding for the South, where locally another half a foot of rain is possible from Mississippi to Alabama.Tuesday’s storm brought more than 10 inches of rain to Houma, Louisiana, which is just southwest of New Orleans. Numerous streets were flooded and some vehicles were stalled in floodwater.Additionally, severe thunderstorms brought damaging winds from Iowa to Mississippi, where winds gusted over 60 mph. This produced damage to buildings, while uprooting trees and power lines.Copyright © 2021, ABC Audio. All rights reserved.last_img read more